Joselito Concepcion Fañgonilo is our Business Development Manager for ASEAN  Business Partners – Philippines.

He has a wide range of experience with both local and foreign banks, including UCPB,  BPI-Family Savings Bank, HSBC, BDO, and PSBank. He also has experience working  in the Asian fintech industry, having worked in Investree and Acudeen. The bulk of his  expertise in the banking industry comes from consumer lending for both fully secured  and clean loans. He transitioned to the fintech industry specializing in B2B platforms for  invoice and purchase order financing.

Jose has a rare and rather interesting hobby – in his free time he enjoys growing  vegetables like Egyptian spinach, Malabar spinach, okra, radish, jicama, and turmeric in  soil while he grows tomatoes in Kratky hydroponics.