Philip has many years of experience across a number of industry sectors in markets across South East Asia, Australia and the United Kingdom. He has more than 30 years of experience in various retail banking roles, working for international financial services companies such as GE Capital Consumer Finance, Mastercard International, HSBC Asia Pacific and Equifax (Aust/NZ). He has spent a number of years living and working in Australia, Singapore, United Kingdom, Hong Kong and Vietnam. 

Philip has a comprehensive understanding of the operational and servicing elements of retail banking in a number of markets. He helps organisations improve processes and works with many to identify partners that can introduce products and services to organisations to drive sustainable growth.